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Consistent, Timely
Multi-Bureau Payment Reporting

Whether you’re launching a new credit product or you’re an existing lender, Bloom Credit can help report consumer payment data with better accuracy, consistency, and less headaches

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Arron_Frank

Aaron Frank

Founder, Final Card

Reporting data back to the bureaus was one of the most tenuous things we had to do at Final and Apple Card. Blooms technology make it possible to furnish data to all three bureaus, with less mistakes, in a fraction of the time.

Cut Through the Credit Confusion

Reporting to bureaus today necessitates teams of credit,
Metro 2, and compliance experts, reporting with Bloom is simpler.

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Readily report to all
3 bureaus

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Get up to speed in
2 months, not 2 years

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Build credit health in
as little as 3 months

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Enhance reporting
accuracy & consistency

A better way to furnish is here

RESTful Event-Based API

Working with Bloom, you get access to a state-of-the-art Credit Reporting API unlike any in the industry.

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RESTful Event-Based API

RESTful Event-Based API

Working with Bloom, you get access to a state-of-the-art Credit Reporting API unlike any in the industry.

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Customized Metro2 Guidance

Customized Metro 2 Guidance

Trying to interpret reporting compliance is painful at best, Bloom helps you adhere to the Metro 2 format while catering to your particular use case.

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Tri-Bureau Navigation

Readily navigate complex multi-bureau approval, reporting, and testing flows with Bloom's tri-bureau translation and navigation.

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Tri-Bureau Navigation
Tri-Bureau Navigation

Readily navigate complex multi-bureau approval, reporting, and testing flows with Bloom's tri-bureau translation and navigation.

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How to set up furnishment without Bloom

It typically takes 12 to 18 months to set up furnishment directly with the credit bureaus. In today’s fast-paced invironment, lenders need a better way.

How to set up furnishment without Bloom
How Bloom helps you get moving faster

What takes a minimum year to set up with just one credit bureau, Bloom can help you get up to speed with all three bureaus in just a few months.

How Bloom helps you get moving faster

What's Included:

Metro 2 Format
Data capture and 
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e-OSCAR 
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