Credit Data as a Service

We work with all three credit bureaus to get you the data you need to launch credit products.

DATA ACCESS

We work with all three credit bureaus to get you the data you need to launch credit products.

FRIENDLY API

Data is delivered through a developer-friendly, consistent API with end-to-end encryption.

EXPERTISE

Bloom uses decades of credit experience to walk you through the best practices of launching credit solutions.

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We take care of painful integrations, compliance, and data storage

Modern, flexible API that is maintained and supported for you

Credit expertise and support from industry veterans

Serious data security - OAuth, E2EE, AES-256 bit data encryption, PCI-compliant infrastructure

Launch effective lending products using credit data for compliance and underwriting.

Understand your customers' credit obligations and trends to enhance targeting and minimize your risk.

Build innovative experiences that are tailored to each consumer while improving their credit health.